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James Chen estimated net worth profile

James Chen net worth

James Chen Net Worth 2026 (Estimated) · Co-founder at Fernstone · YC F25
est. wealth $7.5M ChineseAsian

Quick answer

James Chen's estimated net worth is $7.5M (range $5.25M – $11.25M) as of 2026. James Chen is Co-founder at Fernstone. Fernstone valuation.

James Chen is Co-founder at Fernstone (YC F25). Independent Entrepreneurial Check model estimate from public YC data.

At a glance

NameJames Chen
RoleCo-founder
CompanyFernstone
YC batchF25
Est. company val$15.0M
Assumed ownership50%
Est. paper wealth / net worth$7.5M
$5.25M – $11.25M
  • Company status: Active
  • Background: Chinese, Asian
  • Education: Stanford University
  • Region: United States of America
  • Industries: Fintech, Insurance
  • Team size: 2
  • Website: https://www.fernstone.com

Who is James Chen?

James Chen is a founder at Fernstone and has previously worked at Google.

Highlights:

  • Stanford University
  • Google
  • Y Combinator

Background

ChineseAsian

Heritage labels inferred from name patterns only — not verified. Heritage/background labels may be inferred and are not verified identity documents.

About Fernstone

Fernstone is an AI-native insurance brokerage: we combine AI with licensed brokers to obtain complex insurance faster, and at better terms. Today, we manage risk for 300+ businesses in construction, security, and the trades.

FAQ: James Chen net worth and Fernstone valuation

What is James Chen's net worth?

James Chen's estimated net worth is $7.5M (range $5.25M – $11.25M) as of 2026. James Chen is Co-founder at Fernstone. Entrepreneurial Check publishes an independent model-based estimate from public company and role data. Not verified net worth, and Entrepreneurial Check is not affiliated with Y Combinator or the profiled companies.

What is Fernstone valuation?

Fernstone's estimated valuation on Entrepreneurial Check is $15.0M. That valuation, or a disclosed round when one is public, is the source for the paper-wealth estimate. Independent model output — not a verified appraisal or official mark.

What is James Chen's role?

James Chen is Co-founder at Fernstone, a Y Combinator-backed startup (batch F25).